New capital requirements and restrictions on lending to foreign investors have made fundraising a difficult exercise for property developers in recent times, particularly those focused on apartments marketed to buyers based in China. This has led to the resurgence of the mezzanine debt market along with the increased importance of other alternative financing structures.

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Stricter lending standards have been a common theme imposed upon Australia’s big four banks. A fear that a large number of new apartment buyers may not be able to settle on purchases made off the plan has led to the tightening of loan-to-value ratio requirements.

Third generation success! They say by the time a family business transitions to the third generation the chance of failing increases. However, this hasn’t been the case for the WA-based Mostyn family, who have strong communication and have now been in business together for over 90 years.

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Regardless of size or generation a family business is in, they face challenges. No family business is more or less complicated than the next; the true indicator of their success is how they work through their challenges.

With the ‘low hanging technology fruit’ well picked in the developed Western markets, it will be harder and harder for Australian companies to get their breaks in these competitive technology markets in the future.

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With the ‘low hanging technology fruit’ well picked in the developed Western markets, it will be harder and harder for Australian companies to get their breaks in these competitive technology markets in the future.

Shumei Lam, a second generation member of family business, Azul World operating out of Singapore, recently gave a presentation at Private Wealth Network’s Intergenerational Wealth Forum on social impact in early June. Now managing the family office, she is making sure her father’s legacy lives on. She describes her dad as a modest man who sets the standard for his employees in being thrifty. From humble beginnings, he single-handedly built his business – shaping it alongside strong values on community, honesty, integrity, and a focus on sustainability.

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Have a focus – a common pitfall of foreign investors is getting carried away and investing in too many things. Too many things lead to white elephants, frustration from the investor and loss of money for the investor and the community.

Hobart based film production company Ignite Digi, which builds and uses drones to film panoramic footage for their clients, share their story about how Deloitte Private Connect’s cloud accounting services helps their business succeed  in this powerful video. Our collaboration with Ignite Digi shows how two companies driven by technology and ambition can succeed to make for a perfect team, explains Susie Salmon, Partner Client Experience

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“Our collaboration with Ignite Digi shows how two companies driven by technology and ambition can succeed to make for a perfect team”

The changes proposed for superannuation on Budget night 2016 have been described by many  as fair and reasonable as a whole and in the long-term interest, although there were some components of the changes that lacked flexibility and may cause significant individual concern and financial cost in the shorter term. Many of those changes will be effective from 1 July 2017, others were immediate.

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We discuss the changes proposed for superannuation on Budget night 2016.

From measures to promote jobs and growth, through to a focus on fairness, what does the recent Federal Budget announcement mean for the business community?
Well, there seems to be benefits across the board.
With the year-end fast approaching, it’s time to consider how the Federal Budget might impact you and your business:

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For many businesses, an increase in access to tax concessions can have a major impact. A key point in the recent Federal Budget announcements was that the Government will seek to provide small businesses with access to a number of tax concessions.

I recently had the privilege to be a guest speaker in collaboration with a major industry representative group at a conference, where digital disruption was a hot topic.  It’s top of mind for many – even in those long standing professions, (such as dentists, doctors, lawyers and financial advisers) that just a few years ago most people would have thought would be immune to disruption because they have such established and entrenched ways of operating.

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When it comes to the lead up to EOFY, one of the biggest headaches is getting your records and data up to date and in order.

I recently wrote about the benefits of cloud technology for dental practices and how emerging technologies and digital disruptors have been influencing the way you may be running your business.

Today I wanted to share with you why I believe that  cloud technology is an essential and strategic tool for practices to adopt now, to help navigate the evolving business landscape and to keep pace with change.

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There are many changes occurring in the consumer and service provider market today, driven by the arrival of new technologies and a convergence of these with traditional business practices. As with your industry, businesses from all sectors are being impacted like never before and this trend is set to continue. Emerging technologies are changing the way consumers and business owners think, connect and live.

I recently attended a breakfast seminar hosted by Deloitte Private for the private market clients to gain insights into the implications of three decades of rapid Chinese economic growth, the economic and systemic challenges facing the country, and what this means for Australia and businesses faced with navigating the uncertainty.

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“China’s economy is in a transitional phase which has its challenges but also presents opportunities too. To understand the Chinese government strategy and focus, to gain deep insights to its policy making process and business culture is very important when dealing with Chinese investors and business”